When ranking store credit cards, Good Sam’s falls in the middle of the pack. This RV and camping company’s credit card offers decent rewards and a reasonable sign-up bonus. However, redemption options are limited, and special financing offers come with restrictions. Despite this, the card’s rewards can be combined with rewards from a Good Sam membership, making it suitable for individuals who frequently shop at Good Sam and Camping World.
Here’s what you should know about the Good Sam credit card, issued by Comenity Capital Bank:
1. There are two versions of the card:
– The Good Sam credit card is available in open-loop and closed-loop varieties.
– The open-loop Good Sam Rewards Visa credit card can be used wherever Visa is accepted.
– The closed-loop Good Sam Rewards credit card is limited to use at Camping World’s family of brands.
2. Rewards are solid and double on store purchases with membership:
– The Good Sam Visa card is most beneficial for avid campers, with no annual fee.
– It offers:
– Unlimited 5% cash back at Camping World and Good Sam brands.
– Unlimited 3% cash back at campgrounds and gas stations.
– Unlimited 1% cash back on all other purchases.
– Cash back is earned as points, with the potential to earn more with a Good Sam membership.
3. Highest-value redemptions are for store discounts:
– Points earned with the Good Sam card can be redeemed for statement credits or store discounts.
– Store discount redemptions offer better value than statement credit redemptions.
– Points expire after 12 months, limiting their use for big purchases.
4. Special financing is available, but the terms are limiting:
– Both versions of the Good Sam credit card offer financing on specific purchases.
– The financing period is limited to six months with certain restrictions and consequences for non-payment.
– Purchases made with financing are not eligible to earn rewards.
For better financing options on outdoor equipment like RVs and boats, consider a 0% APR credit card such as the Chase Freedom Unlimited®. This card offers rewards and a 0% intro APR on purchases and balance transfers for 15 months.
5. There are two sign-up bonuses for the Good Sam Visa card:
– New cardholders can earn 2,500 bonus points with $500 in purchases outside of Camping World and Good Sam brands within 90 days.
– They also receive a free one-year Good Sam membership worth $39 upon approval.
Overall, while the Good Sam credit card offers benefits for frequent shoppers at Good Sam and Camping World, there may be better credit card options with more generous rewards and bonuses available.
The Good Sam credit card offers a unique blend of rewards and financing options tailored to outdoor enthusiasts. While it may not top the list of store credit cards, it provides value for those who frequent Camping World and Good Sam brands. From double rewards on store purchases to flexible redemption options, this card caters to campers and RV enthusiasts looking to make the most of their outdoor adventures. Explore the nuances of the Good Sam credit card and discover how it can enhance your camping experience.
In today’s fast-paced world, having a credit card that suits your lifestyle and needs is essential. For those who love to travel and explore the great outdoors, the Good Sam Credit Card may be the perfect fit. This card offers a range of benefits and rewards that cater specifically to RV enthusiasts, campers, and outdoor enthusiasts. If you’re considering applying for the Good Sam Credit Card or simply want to learn more about it, here are five things to know about this unique credit card.
1. Tailored for the Outdoor Enthusiast
The Good Sam Credit Card is specifically designed for those who enjoy camping, RVing, and outdoor adventures. Whether you’re a full-time RVer or someone who enjoys weekend camping trips, this credit card offers rewards and benefits that cater to your lifestyle. With perks like discounts on camping gear, fuel savings at select gas stations, and points that can be redeemed for camping reservations, the Good Sam Credit Card is the perfect companion for any outdoor enthusiast.
2. Earn Generous Rewards
One of the main attractions of the Good Sam Credit Card is the generous rewards program it offers. Cardholders can earn up to 5% cash back on gas purchases at select gas stations, making it easy to save money on fuel while on the road. In addition, cardholders can earn 3% cash back on dining and travel purchases, as well as 1% cash back on all other purchases. With no limit on the amount of cash back you can earn, the Good Sam Credit Card is a great way to save money on everyday expenses.
3. Exclusive Benefits for Good Sam Members
If you’re already a member of Good Sam, the Good Sam Credit Card offers even more benefits. Cardholders who are also Good Sam members can enjoy exclusive perks such as bonus points on select purchases, discounts on camping reservations, and access to special promotions and events. By combining your Good Sam membership with the Good Sam Credit Card, you can maximize your rewards and savings while enjoying all the benefits of being a Good Sam member.
4. No Annual Fee
Unlike many other rewards credit cards, the Good Sam Credit Card has no annual fee. This means you can enjoy all the benefits and rewards of the card without having to worry about an annual fee eating into your savings. With no annual fee, the Good Sam Credit Card is a cost-effective way to earn rewards and enjoy exclusive perks while keeping more money in your pocket.
5. Extra Protection and Security
When it comes to credit cards, security and protection are top priorities. The Good Sam Credit Card offers peace of mind with features such as zero fraud liability, chip technology for added security, and 24/7 customer service for any issues or concerns you may have. In addition, the card offers travel and emergency assistance services, providing you with added protection and support while on the road.
In conclusion, the Good Sam Credit Card is a must-have for any outdoor enthusiast who wants to earn rewards, save money, and enjoy exclusive perks while on their adventures. With benefits tailored specifically for RVers and campers, generous rewards, no annual fee, and extra protection and security features, the Good Sam Credit Card is a smart choice for anyone who loves the great outdoors. If you’re looking for a credit card that caters to your outdoor lifestyle, look no further than the Good Sam Credit Card. Apply today and start earning rewards on all your camping and RV adventures.
